Are aware that you may be paying tax at a rate of 60%? If you earn between £100,000 and £123,000 you are actually paying tax at a rate closer to 60% on that extra income. Careful tax planning can minimise this but you need to take action before the end of the tax year.

Child Benefit. Do you claim child benefit? Does anyone in your household earn over £50,000? A timely pension contribution may mean you avoid repaying child benefit.. Talk to me if you want to know more.....

We are now on the year end countdown.... Did you know that the dividend nil rate band will plummet to £2,000 from £5,000 from 06/04/2018? Make the most of the £5k band in this tax year!

Spending this morning trying to help a gentleman who has been placed into self assessment by HMRC because his state benefits took him slightly over his personal allowance. He had no idea that this meant he had to file a return each year and now has thousands of pounds of penalties owed to HMRC. Our tax system is most definitely flawed when elderly people like this are pursued for debts that are completely unfair, confusing and disproportionate. For the record - the tax due is £59.